Hi-Lo Game — Higher or Lower, Priced Every Call (2026)

Higher / Lower is the hi-lo game on Gift Club. A card is shown, you call whether the next one will be higher or lower, and each call is priced from the cards you can see: the likely side pays a little, the unlikely side pays a lot. The house margin is taken once, on your first call; every call after it is priced fair. Bank after any correct call, or call again and multiply it, up to 100×.

How to play Higher / Lower

1. 1
   Open Higher / Lower in the Games hubLaunch Gift Club inside Telegram, open Games and pick Higher / Lower.
2. 2
   Set your stakeSpark mode costs 1 Spark a round and pays XP. Paid mode accepts 1, 5, 10, 20, 50 or 100 Telegram Stars, the same tiers as most games in the app, or a Gram (formerly Toncoin) stake from 0.1 to 10.
3. 3
   Read both pricesEach button shows what its call pays. A low card makes 'higher' cheap and 'lower' expensive; a middling card prices both sides close together.
4. 4
   Call higher or lowerGet it right and your multiplier grows by that call's price. Get it wrong and the round ends with the stake lost. An equal card is dealt and nothing changes.
5. 5
   Cash out or continueAfter each correct call you can bank the running multiplier or call the next card, which is priced again from everything dealt so far.

Higher / Lower payouts

First call on a full deckAccepted stakes

Card showing	Higher pays	Lower pays
2	Skip	—
3	1.0363×	11.4×
4	1.14×	5.7×
5	1.2666×	3.8×
6	1.425×	2.85×
7	1.6285×	2.28×
8	1.9×	1.9×
9	2.28×	1.6285×
10	2.85×	1.425×
J	3.8×	1.2666×
Q	5.7×	1.14×
K	11.4×	1.0363×
A	—	Skip

Higher / Lower pros and cons

Every call is priced from what you can see

The price of a call comes from the cards not yet dealt. If most of them are higher than the card showing, "higher" is likely and pays little; "lower" is unlikely and pays a lot. Cards already dealt in the round are counted out, so the price keeps up with the deck as it thins. A card equal to the one showing is simply dealt: nothing is won or lost.

Your first call is priced to a 95% return on either side. Every call after it is priced fair — at the odds of the cards left, rounded down — so the whole round returns 95% however far you take it. Calling the likely side is the steady way to play; calling the long shot is the exciting one. Neither is a mistake, and neither beats the other on average.

So what does good play look like?

Unlike a fixed ladder, there is no card to wait for. A call's price already accounts for the card showing and the cards gone, which is the whole of what you know. What you choose is how much risk to take on the next call, and how many calls to make.

• Stop whenever you like. The 5% is taken once, on the first call, so going on neither helps nor hurts on average — it only makes the result bigger or smaller.
• Bank before the cap. Near 100×, a call's win is trimmed to the cap, and the plates show the trimmed figure. That call is worth less than what you hold, so that is the moment to bank.
• Pick the side that suits your mood. The likely side grows your stake slowly and rarely loses it; the unlikely side can multiply it in one card.
• A skip is free. When every card left is on one side, that call just deals the next card and changes nothing.

That makes Higher / Lower a game of pace rather than of reading an edge, closer to Balloon Pump than to a quiz. Compare it with Coin Flip, where the price never changes.

What you can stake, and the ceiling

Higher / Lower runs on the standard Gift Club tiers — 1, 5, 10, 20, 50 and 100 Stars — alongside a Spark mode that stakes no Stars and costs one Spark a round. The running multiplier is capped at 100×, and reaching it banks the round for you: 10,000 Stars at the 100-Star stake. Stars payouts settle to whole Stars.

You can also stake Gram, from 0.1 to 10. A Gram round pays Gram at the same multipliers, floored to the nanoton, and a single Gram win is capped at 1,000 — exactly 100× the top stake.

Spark rounds pay 1 XP every round, a lost one included, plus 0.2 XP for each 1× above 1× when you bank, up to 20 XP.

Is this hi-lo game provably fair?

Yes. The card sequence for the whole round is fixed by a server seed committed to as a published hash before your first call, and revealed afterwards so you can recompute the sequence and replay your calls in the provably fair checker. The next card cannot be changed in response to your call — it was already determined when the round began.

Higher / Lower FAQ